Pricing

Three tiers. One platform. Pick the depth your shop runs at.

Every tier runs on the same Hearthmark engine — AI qualification, live-transfer scheduling, TCPA-aware consent, and license-matched handoffs. Pricing scales with how many advisors you put on the front of it and how much attribution you want back.

Your first 30 days
A clear path from first call to a live commission view.
Hearthmark turns the first month into a visible operating rhythm, so every handoff, contract, quote, and renewal has a next step.
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Captive call center vs independent

Why an independent mortgage-protection producer outworks a captive call center.

The operating model changes who pays for the desk, who responds to the lead, and who owns the renewal dollars. Compare the five pressure points before you choose a tier.

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Solo

One producer, the AI front office in their pocket.

$199/ mo
  • One producer seat
  • AI qualification with TCPA + state-license checks
  • Live-transfer scheduling against your calendar
  • Side-by-side carrier pre-quotes
  • Renewal chase queue
  • Email support
Practice
Most shops choose this

A single-advisor practice, with the handoff dialled in.

$399/ mo
  • Everything in Solo
  • Live-transfer routing with conflict detection
  • Renewal queue with annual-review reminders
  • Per-source attribution dashboard
  • Compliance log access (TCPA consent trail)
  • Priority email support
Team

A multi-advisor brokerage, with routing rules you set.

$799/ mo
  • Everything in Practice
  • Up to five advisor seats
  • Source-aware lead routing (web, referral, paid)
  • Per-advisor performance + pipeline dashboards
  • Team onboarding flow + invite handling
  • Quarterly white-glove configuration review

Before you choose a tier

The questions behind the lead math.

A clear view of acquisition cost, expected return, and the path to your first qualified conversation — without promising a number the traffic has not earned yet.

Independent Producer's Guide
Download the free producer's guide
The 4–6 page playbook on captive-vs-independent math, residuals, renewals, and how an AI front office changes a producer's week. No demo theatre — the same playbook our producers run on.
Not ready to check out?
Get the next nudge first.
Drop your email and we'll send the per-tier deep-dive, the renewal queue cadence, and the next producer-only feature drop — no demo theatre, just the same playbook our producers run on.

Want to see how that lands against your producers' per-lead math? See the economics →

Read how brokers put it to work →